Adverse Financial History Check

Reveals details of the candidate’s negative credit history that may provide insight into a candidate’s sense of financial integrity and financial responsibility. This check is country specific.

Check the candidate credit score, debt, and bankruptcy records to understand his/her financial history and make informed decision on whether or not you should hire the candidate.

Key features

Speak to us about starting your first check for free.

Actionable Insights

Smart and tailored online reference templates help you collect the right information to enable informed decision making quickly.

Global 24/7 Support

Customers and Candidates can access swift, always-on support whenever and wherever they need it.

Professional Reports

Instantly generate professional reports detailing key insights from all your employee checks. Reports can be shared with team members and retained for reference throughout employment.

Reduced Time to Hire

Our employment reference check is typically completed in just 2 days.

Trusted by companies like these

These FinTech companies trust Veremark background checks

Our Adverse Financial History Checks report on the following information

Adverse financial information, for example, missed payments
Bankruptcy and individual voluntary arrangements
Court Judgements on financial matters

Why choose Veremark for your Adverse Financial History Checks

Simple

A clean and simple digital experience with automated follow-ups provides a straightforward background screening solution to help employers define, understand and manage hiring risks.

Responsive

Fully customisable and reliable background screening that can be tailored to any industry and role. Manage your employment background checks with ease using our configurable platform.

No long contracts

Nothing about the Veremark platform is traditional, so why should our pricing be? Instead, we offer background checks for employment on a pay-as-you-go basis. So you can request one check, or thousands. Either way, you're not locked in.

Dedicated Care

It's in how we design our product. And how we deliver our service... Customer experience sits at the core of everything we do. Our global support team is at your beck and call to keep your company safe using our employee checking service. 24 hours a day. 7 days a week.

Wide variety of checks

Choose from a comprehensive selection of online background checks for employment which can be used by all industries and sectors. This includes automated reference checks, identity checks, bankruptcy checks, civil background checks, credit checks for employment and so many more.

Automated Platform

Our digital employee screening service provides real-time updates and notifications on the status of your checks, so you can stay informed and accelerate your time to hire.

Steps involved in the Adverse Financial History check process:

Set up your account and select Adverse Financial History check

The adverse financial history check can be ordered individually or as part of a check package.

Enter the candidate details

Or bulk upload multiple candidate details for background checking at scale.

Candidate receives email and gives consent

The candidate can quickly respond from any device.

Candidate will be prompted to provide necessary information

Through an elegant and easy to use digital experience.

System analysis and matches information provided and returns results

The adverse financial history check result is delivered as part of the verified candidate profile.

FAQ's

What is an adverse financial history check?

An adverse credit check is an important pre-employment screening check that can be used to assess potential risks or concerns. It will cover any serious adverse credit history the applicant has no matter how minor.

What does a financial check involve?

A credit check is a detailed report on a person's or a company's finances. The report spans from the last several years and covers all types of borrowing, loans, mortgages, credit cards and so on.

What can employers see on a credit check UK?

Employers will also see any past financial history on credit checks. This includes the number of open loans you currently have, the outstanding balance for those loans, any bankruptcies or collections. They’ll even see your finances on social media with the rise of background checks.

How long does adverse credit stay on your file?

Adverse Credit will affect your Credit Rating and your ability to take out finance. This information will remain on your Credit Report for six years from the date of account closure, after which it will be automatically removed.

Get Started Speak to Sales